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Country · GMB

The Gambia · Finances and debt

Source: IMF, World Economic Outlook (October 2026) · copied on 2026-11-11

Public finances and external accounts

A fiscal deficit of 4.7 % of GDP

The Gambia: in 2025, the general government spent 4.7 % of GDP more than it collected, public debt stood at 73.7 % of GDP, the current account showed a deficit of 4.1 % (IMF).

Fiscal balance · 2025
−4.7 %
of GDP · −2.3 pt since 2020
Public debt · 2025
73.7 %
of GDP · −12.2 pt since 2020
Current account · 2025
−4.1 %
of GDP · +1.7 pt since 2020

Fiscal balance, % of GDP

Negative: a deficit · dashed: estimates and projections

−8 % −6 % −4 % −2 % 0 % 2015 2020 2025 2030 The Gambia −0.5 West Africa −2.8 −8 % −6 % −4 % −2 % 0 % 2015 2020 2025 2030
  • The Gambia
  • West Africa

Source: IMF, World Economic Outlook (October 2026) · general government net lending or borrowing · group values weighted by GDP in dollars (Syli Atlas)

Current account, % of GDP

Trade, income and transfers with the rest of the world

−10 % −8 % −5 % −3 % 0 % 2015 2020 2025 2030 The Gambia −3.3 −10 % −8 % −5 % −3 % 0 % 2015 2020 2025 2030

Source: IMF, World Economic Outlook (October 2026)

Currency

Dalasi

The dalasi has no fixed peg: its value against the dollar and the euro moves with the market and the central bank's policy.

Currency
GMD
dalasi
Exchange regime
—
no fixed peg
Inflation · 2025
7.9 %
average annual change in consumer prices

Currency codes: ISO 4217 · fixed parities: central banks (BCEAO, BEAC, Central Bank of the Comoros, Bank of Cape Verde…) · inflation: IMF, World Economic Outlook (October 2026)

Debt

A debt owed first to multilateral lenders

At the end of 2025, The Gambia owed 1.0 bn$ in public external debt (World Bank). 2.3 % of it was owed to China, 64.3 % to multilateral institutions and 0.0 % to bond holders.

Debt of the 54 countries →
Public debt · 2025
73.7 %
of GDP · IMF
External debt · 2025
1.8 bn$
public and private · World Bank
Public external debt · 2025
1.0 bn$
owed or guaranteed by the State
Debt service · 2024
5.2 %
of exports of goods, services and income

Risk of debt distress

IMF and World Bank debt sustainability analysis

Latest analysis published on 2025-12-23: high.

Source: IMF, list of debt sustainability analyses of low-income countries, as of 2026-03-31 · imf.org

Public external debt by creditor

Share of the total at the end of each year

2015
2020
2025
Multilateral (IMF, World Bank, AfDB…)
64.3 %
China
2.3 %
Other countries
31.8 %
Bonds (Eurobonds)
0.0 %
Banks and other private lenders
1.6 %

Source: World Bank, International Debt Statistics (updated 2026-11-05) · public and publicly guaranteed external debt, end of year · CC BY 4.0 · shares: Syli Atlas calculation